What Happens to Unused Long-Term Care Insurance?
![What Happens to Unused Long-Term Care Insurance? 1 What Happens to Unused Long-Term Care Insurance?](https://i.ytimg.com/vi/d2qj9z-dBa4/maxresdefault.jpg)
๐What Happens to Unused Long-Term Care Insurance? There are options and plans to help with your new long-term care insurance!๐
What Happens to Unused Long-Term Care Insurance?
Many long-term care insurance buyers die before making any claims under the policy. If they purchased traditional long-term care insurance coverage, they have paid their premiums without any financial benefit.
There are other options to help you get more out of your policy.
For example, policies with shared spousal benefits will allow a surviving spouse to use any new benefits.
Return of premium policies offer another option to get benefits from new long-term care insurance policies, but they are significantly more expensive.
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